Debit Card Data.

New study shows debit the preferred method of payment.

A new study commissioned by PULSE EFT Association Inc. projects a dynamic outlook for the continued expansion of debit card payments, providing data that address card penetration, usage and growth opportunities, and allaying concerns that fraud is having a costly negative impact. Findings from the survey of 48 financial institutions ......

Should debit-card issuers discontinue or scale back their rewards programs? Or, conversely, should they aggressively pursue fee-based debit rewards? These are the questions that financial services companies are asking themselves in the wake of the settlement earlier this year of the lawsuit filed by retailers such as Wal-Mart against card ......

Here is what's brewing among American consumers: We want something for everything. Americans are increasingly looking for rewards as they go about their everyday activities, and often debit cards are powering those activities. According to Visa USA's quarterly report, consumer debit transactions totaled 11.2 billion for the four quarters ending ......

The stage is set for greater use of debit cards at the point of sale. Regional ATM networks are playing a starring role For nearly two decades, bankers and their customers have flirted with the notion of replacing check writing in retail outlets with debit cards that deduct purchase amounts ......

ONE nice thing about debit cards is that they're usually free. Most banks don't charge you fees for using them. And you don't waste money on interest payments, because you can't use debit cards to run up debt. But will these cards stay free? A handful of banks and merchants ......

Will be offering retailers lower fees on certain debit-card transactions.

Use a credit card rather than a debit card when you go on vacation.

The debit card has certainly made life easier for many of us. It has also made us more comfortable. The debit card combines the convenience of a credit card with the "safety" of a checking account. No longer is it necessary to worry about racking up debt and high interest ......

Identity theft continues to be a growing problem, and consumers can become victims of this crime much easier than they may realize.

One of the questions that keeps coming up in personal finance now that we have so many options in terms of how to pay for things is this: When should I use what?