Cash Withdrawals in Germany Experienced a Lower Growth Rate Due to the Increase in the Use of...

DUBLIN, Ireland -- Research and Markets (http://www.researchandmarkets.com/reports/c36682) has announced the addition of Financial Cards in Germany to their offering.

Our Financial Cards in Germany report establishes the size and structure of the market for ATMs, credit cards, debit cards,

store cards and smart cards (1999-2004). It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch to 2009.

Product coverage: ATM cards; credit cards; charge cards; debit cards; e-purse cards; pre-paid cards; store cards

Why buy this report?

--Get a detailed picture of the financial cards industry

--Pinpoint growth sectors and trends and identify factors driving change

--Understand the competitive environment and the market's major players

--Use five-year forecasts to assess how the market is predicted to develop

With a network of over 600 analysts worldwide, we have a unique capability to develop reliable information resources to help drive informed strategic planning.

Topics Covered

1. EXECUTIVE SUMMARY

2. MARKET BACKGROUND

--2.1 Disposable Income

--2.2 Consumer Credit

--2.3 Regulatory Environment

--2.4 Card Fraud

--2.5 Payment and Clearance Systems

3. FINANCIAL CARDS

--3.1 Market Performance

--3.2 Domestic versus Foreign Spend

--3.3 Cash Withdrawal versus Card Purchase

--3.4 Consumer Spending by Sector

--3.5 Consumer Spending by Location

--3.6 Internet Transactions

--3.7 Smart Cards and EMV

--3.8 Emerging Trends

--3.9 Market Forecasts

4. COMPANY PROFILES

--4.1 American Express

--4.2 Mastercard Europe

--4.3 Lufthansa AirPlus Servicekarten GmbH

--4.4 Visa Europe

5. CREDIT CARDS

--5.1 Sector Performance

--5.2 Competitive Environment

--5.3 Sector Forecasts

--5.4 Affinity Cards

--5.5 Co-branded Credit Cards

--5.6 Private Label Credit Cards

6. CHARGE CARDS

--6.1 Sector Performance

--6.2 Competitive Environment

--6.3 Sector Forecasts

7. DEBIT CARDS

--7.1 Sector Performance

--7.2 Competitive Environment

--7.3 Sector Forecasts

8. E-PURSE CARDS

--8.1 Sector Performance

--8.2 Competitive Environment

--8.3 Sector Forecasts

9. PRE-PAID CARDS

--9.1 Sector Performance

10. STORE CARDS

--10.1 Sector Performance

--10.2 Competitive Environment

--10.3 Sector Forecasts

--10.4 Reward Cards

11. DEFINITIONS

Summary

The use of cards for payments at the point of sale and for Internet purchases stood at EUR170 billion, up some 5%, due to a growing habit of using cards as a means of payment, which in turn resulted in lower growth in cash withdrawals.

Across most sectors, the average transaction value saw another decline in 2004 as a result of greater card use also for the payment of smaller amounts such as grocery or online purchases of books and CDs.

Companies Mentioned Include:

--American Express Deutschland

--Barclaycard International

--Deutsche Bank AG

--Lufthansa AirPlus Servicekarten GmbH

--Karstadt Quelle AG

--Deutscher Sparkassen &

--Giroverband (DSGV)

--Postbank AG

--The Royal Bank Of Scotland PLC Deutschland

--Commerzbank AG

--Bundesverband der Deutschen

--Volksbanken & Raiffeisenbanken (BVR)

--Bankgesellschaft Berlin AG

--Dresdner Bank AG

--HypoVereinsbank AG

For more information visit http://www.researchandmarkets.com/reports/c36682