The Home Savings and Loan Company Announces Hiring ofAdditional Personnel in Its Commitment to...

Business Editors

YOUNGSTOWN, Ohio--(BUSINESS WIRE)--July 11, 2000

The Home Savings and Loan Company, a subsidiary of United Community Financial Corp. (UCFC), announces the hiring of Patrick W. Bevack as Senior Vice President, Mortgage Banking; Tony Corrao as Vice President and

With over 23 years of experience in the financial services industry, Bevack's main responsibility is to manage the Bank's expanding mortgage banking operations. Bevack most recently served as the Executive Vice President of Metropolitan Bank and Trust, which is headquartered in Mayfield Heights, Ohio. Prior to that, he was employed as Executive Vice President of Transohio Savings Bank and also served as Senior Vice President of Operations at Cardinal Federal Savings Bank. Bevack earned his bachelor's degree in accounting and his master's degree in finance from Cleveland State University. He is a member of Ohio's Society of CPAs, the American Institute of CPAs, Financial Managers Society, Greater Cleveland Mortgage Bankers Association and Cleveland Area Board of Realtors and is a Trustee of the Cleveland Area Board of Realtors Political Action Committee.

Bevack and his family currently reside in Highland Heights, Ohio, a suburb of Cleveland.

With over 25 years banking experience, Corrao's main responsibility is to manage the Bank's loan origination sites in Cleveland and in the Akron/Canton area, which are scheduled to open in the near future. Before joining Home Savings, Corrao was employed as Vice President and Sales Manager for Republic Banc Mortgage. Throughout his career, he has also served as a Regional Manager of the Huntington Mortgage Company; Vice President and Residential Lending Manager for the Leader Mortgage Company; and Senior Vice President and Residential Lending Manager for Transohio Savings Bank.

Corrao received his bachelor's degree from Baldwin Wallace College, majoring in both marketing and sociology. He has served as the director of the Mortgage Bankers Association, an affiliate member of the Cleveland Area Board of Realtors, chairman of the C.A.B.O.R. Committee, finance instructor for the C.A.B.O.R. Continuing Education Classes and a speaker at realtor, public home-buying and finance seminars.

Corrao and his family currently reside in Highland Heights, Ohio, a suburb of Cleveland.

With over 19 years of experience in the financial services industry, Schulz's main responsibility is to manage the consumer lending function of the Bank, as well as to administer the development and delivery of the Company's consumer loan products and services. He most recently served as the Credit/Operations Manager at Susquenanna Bancshares, Inc., headquartered in Hagerstown, Maryland. Prior to that, he was employed as Assistant Vice President in Consumer Lending at Mellon Bank and as a Branch Manager for Security Pacific Finance.

Schulz and his family currently reside in South Fayette Township, Pennsylvania.

With over 21 years banking experience, DeAmicis's main responsibility is in the development and implementation of the Bank's retail sales operations. Prior to joining Home Savings, she held various positions at Key Bank, including District Retail Sales Manager for the Akron, Canton and Mahoning Valley District and, most recently, as Health Care Relationship Manager with Key Private Bank.

DeAmicis attended Youngstown State University and is currently attending Walsh College in pursuit of a bachelor's degree in business management. In addition, she is a 1999 graduate of Leadership Mahoning Valley.

DeAmicis and her family currently reside in Austintown, Ohio.

The Home Savings and Loan Company was founded by James M. McKay on January 15, 1889. In 1998, Home Savings underwent a mutual-to-stock conversion and its holding company, United Community Financial Corp. (UCFC), was formed to enable corporate growth and product diversity.

With assets currently exceeding $1 billion, Home Savings is headquartered in downtown Youngstown and operates 14 banking offices throughout Mahoning, Trumbull and Columbiana counties, employing more than 450 people.