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Study Shows Female-Headed Households Lag Nation in Savings Rates.

By James Gallagher, The Augusta Chronicle, Ga. Knight Ridder/Tribune Business News

Mar. 16--Rebecca Gregg puts $75 into her savings account each payday.

Divorced for six years, the single mother of twins has worked hard to finish college, get a good job and take care of her 6-year-old boys.

Now a senior account executive with Beneficial Mortgage Co., Ms. Gregg recently bought a new car and home. With few other debts to her name, she is even planning to get her masters degree in business administration.

"Being responsible for two kid

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