Where the money is always greener.(QUICKTAKES)

Miami-based Union Credit Bank has become the first community bank in the United States to sign the United Nations Environment Program Finance Initiative. The program commits financial services institutions to environmental principles such as promoting conservation efforts and sustainable business practices. Among the signatories are global banks such as ABN AMRO, Citigroup and Wachovia Corp.

With this green denomination, Union Credit Bank will start offering its customers incentives like lower interest rates on construction loans for developers building environmentally