ABA Banking Journal

Issue Date: 04/01/2008

In This Issue

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11. Think before you target. Q My bank wants to do a targeted mailing advertising home loans to a select a group of people, based on certain criteria (such as ... (PERIODICAL ARTICLE) 12. Should non-obligated spouse sign? Q We are doing a loan for a commercial entity and the owner/principal has pledged his personal residence as a guarantee for this loan. We ... (PERIODICAL ARTICLE) 13. Talking down inflation--markets not buying. ALL THOSE "IMPORTANT" AND "famous" economists that have been arguing for almost a year that inflation was not a problem for the U.S. economy seem ... (PERIODICAL ARTICLE) 14. Wisdom of markets. Really? THERE'S AN EXPRESSION USED IN connection with the internet, "wisdom of crowds." It comes from a 2004 book of the same name by James Surowiecki. (PERIODICAL ARTICLE) 15. ABA and Freddie Mac extend alliance. ABA, through its subsidiary ABA Total Business Solutions, and Freddie Mac have extended and enhanced their special alliance to provide the nation's community banks with ... (PERIODICAL ARTICLE) 16. ABA endorses Strunk overdraft service. ABA has endorsed Strunk and Associates' Overdraft PriviLege Service Program, a depository fee-based discretionary overdraft payment service. This comprehensive and structured overdraft service is designed ... (PERIODICAL ARTICLE) 17. The headache: questions customers ask today. While large banks have communications staffs and 'spin control" for some of the uncomfortable news coming out these days, community banks typically have their own ... (PERIODICAL ARTICLE) 18. Rich internet applications guide. Want to know more about rich internet applications but don't know where to start? These links can help. Wikipedia/"rich internet application": Search the biggest wiki ... (PERIODICAL ARTICLE) 19. Tough time for that IPO: currently, for community banks, the gains of going... [ILLUSTRATION OMITTED] When people ask Earl McVicker can they buy stock in his bank--as they often do given its indexbeating performance--the answer is no. And ... (PERIODICAL ARTICLE) 20. Better websites mean tougher compliance. It's the rare bank that does not have a website, and most banks have evolved beyond a basic information-only website that displays static information. The ... (PERIODICAL ARTICLE)
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