ABA Banking Journal

1. High-Rate Checking a Ka-chING Hit
Have you heard the one about the checking account that pays more interest than the savings account? ING Direct pays up to 5.3% on its ...
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2. ABA tackles patent issues.
ABA has established a Business Method Patent Advisory Group, with the mission of keeping bankers informed about patent issues. For more information, go to www.aba.com ...
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3. Debit rewards require different approach.
Debit card use has grown 20% a year at the point of sale since 1996, and today outpaces credit card use. Two thirds of this ...
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4. Snapshot: asset quality: the whole picture.
The question that won't go away is, "How is asset quality in the banking sector?" The question is generally motivated by the belief that banks ...
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5. Why patent law concerns you: remote deposit capture could be affected.
Here's a test: Make a list of the four or five top litigation risks facing your bank today. Once you are done putting together your ...
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6. Will fear trump convenience?
THE PUBLIC HAS DEMONSTRATED an amazing tolerance for careless handling of payment data. Despite widespread media coverage of data breaches, consumers still love their cards--credit ...
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7. Trade rebalance.
MY SON RECENTLY TRAVELED to Toronto with his junior-high band. Their performances in the music competition earned top marks, but their performances at the hotel ...
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8. A Regulation O wrinkle.
Q. Effective December 2006, Regulation O omitted the requirement that executive officers have to report other bank and/or correspondent bank indebtedness. Did this eliminate the ...
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9. How far does SCRA go?
Q. Does the Servicemembers Civil Relief Act protect commercial loans? A. In 2001, a federal court found that the SCRA makes no express distinction between ...
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10. Which 1099 covers account-opening bonuses?
Q. We have some confusion at my bank regarding whether to use a 1099 MISC or a 1099 INT when reporting a bonus paid to ...
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