ABA Banking Journal

1. Is the tail beginning to wag the dog?
JUST WHEN IT APPEARS THE Fed is beginning to feel comfortable with domestic economic conditions and has begun communicating that it is about done raising ...
(PERIODICAL ARTICLE)

2. RESPA's record retention reach.
Q. What are the record retention requirements under the Real Estate Settlement Procedures Act when a bank sells a covered mortgage loan and transfers the ...
(PERIODICAL ARTICLE)

3. Giving credit where it is--or isn't--due.
Q. We recently changed how our credit line product is booked--posting them with a five-year maturity. The loan documentation contains a provision that there will ...
(PERIODICAL ARTICLE)

4. Crossing the line on bounce protection.
Q. Let's say my bank does not advertise nor promote its bounce protection policy, but does provide the consumer with o balance at the teller ...
(PERIODICAL ARTICLE)

5. Mortgage fraud wave requires strict regimen to resist.
Industry experts estimate that 10%-15% of the $2.8 trillion in home mortgage loans generated in 2005 contain some form of fraud or misrepresentation. That means ...
(PERIODICAL ARTICLE)

6. Biometric ATMs overseas now, but why not here?
Diebold, a global leader in providing financial self-service hardware and software, recently announced that it is installing 82 biometric ATMs in Saudi Arabia's Al Rajhi ...
(PERIODICAL ARTICLE)

7. Customers coming around to kiosks?
Maybe the tipping point occurred when all the business travelers arriving at the airport made a beeline for the kiosks to obtain their boarding pass ...
(PERIODICAL ARTICLE)

8. Bean counters sound off: community bank chief financial officers face...
The scrapes and cuts of the early implementation of the Sarbanes-Oxley Act have begun to heal. But scars will remain. And there s no returning ...
(PERIODICAL ARTICLE)

9. Banking's top performers 2006: Part 1: banks with assets over $3 billion.
Half-way through 2006, the trends that influenced performance last year continue to challenge bankers to maintain the industry's five-year string of record-breaking profits. And while ...
(PERIODICAL ARTICLE)

10. Day of the geek: after decades in banking's basement, Compliance has...
"Oh, East is East, and West is West, and never the twain shall meet ..." Rudyard Kipling penned those lines while living in India in ...
(PERIODICAL ARTICLE)