Main Street Financing Challenges

Improving Cash Flow
May 09, 2008, 1:00 PM
The Three steps to managing cash rather than letting it manage you are: 1. Use a cash flow forecast to anticipate cash in and out, 2. Establish trade credit where possible to reduce reliance on internal funds and external financing, and 3. Establish a source for external financing to bridge times when internal funds are not available to support operations.

Calculating Cash Flow
May 07, 2008, 7:00 AM
Small business owners can have substantial EBITA and still have negative cash flow. This post continues discussion of our example company that did everything right but still couldn't pay all its bills on time.

Let’s Talk About Cash Flow
May 05, 2008, 7:15 AM
Before understanding cash flow, small business owners need to understand the inter-relationship between revenues, assets, and EBITA. This post discusses how to calculate EBITA.

Small Business Owners are the Hereos of our Economy
May 01, 2008, 7:50 AM
Wall Street, not Main Street is mostly to blame for the current state of our economy, but it will be the small businesses of America that will make the difference in the months ahead to repair it.