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Risk Management for the 21st Century

Nancy Germond discusses business insurance and the strategies a business can employ to minimize its risk.
Latest Posts

Falling Objects Pose Serious Hazards
February 06, 2010, 5:45 PM
By keeping property stored correctly, an organization's loss ratios and insurance will decline.

It's OSHA 300 Time
January 25, 2010, 9:35 PM
It is that time of year again; time to post your company's OSHA form 300A Summary of Work-Related Injuries and Illnesses 300 log.

Incivility Costs Business Billions
January 15, 2010, 5:25 PM
Is your company’s incivility alienating customers? Are you losing valuable employees to other companies or to presenteeism, which translates to "I’m here but I’m not working," or are your employees actively sabotaging your company?

A Step-by-Step Process to Reduce Losses
January 03, 2010, 12:00 PM
Experts estimate as many as 90 percent of incidents result from human error. Here are six simple steps to reduce your organization's losses.

Build a Stronger Organization in 2010
December 28, 2009, 6:00 PM
Building a safety culture can help your organization reduce injuries and improve production.

Top Ten Risk Management Lessons and Trends from 2009
December 22, 2009, 2:30 PM
Here are ten events and trends that influenced risk management in 2009.

Insurance Terms Can Be Confusing
December 16, 2009, 8:35 PM
Insurance terms can be confusing. For example, do you understand the difference between a deductible and a self-insured retention (SIR)?

Wage and Hour Suits Heat Up for Heath Care Organizations
December 04, 2009, 8:50 PM
A new wave of class action suits targeting health care employers and their payments methods are on the rise.

Employee Wellness Integral to Organizational Success
November 16, 2009, 8:15 PM
As the nation continues to struggle with its growing rank of the uninsured, employers are beginning to understand what a vested interest they have in their employees’ health.

Admitting You Are Wrong May Limit Claims
October 28, 2009, 11:25 PM
You can 'spin' the truth and even get paid to do it, but, as Shakespeare said, "At the length truth will out." PR is intimately tied to risk management, and honesty is the best policy for any disaster.



Latest Comments in Risk Management for the 21st Century posts

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Falling Objects Pose Serious Hazards
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By: david on 12/5/09 at 2:05 PM
Wage and Hour Suits Heat Up for Heath Care Organizations
The Workers' Compensation Program processes claims and monitors the payment of benefits to injured private-sector employees in the District of Columbia. The office mediates disputes between claimants and employers (or their insurance carriers), and monitors employers to ensure compliance with insurance coverage requirements. Small-business owners are plagued by rising workers' compensation costs and don't expect any relief from state reform efforts, according to a Nation's Business readers' poll. Since the mid-1980s, costs have been driven up mainly by litigation and new types of compensable injuries. Visit http://www.claimshelpline.com/ for more information.
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Who Should Administer Workers' Compensation Claims?
ERM can also be described as a risk-based approach to managing an enterprise, integrating concepts of strategic planning, operations management, and internal control. We can accept the words, Enterprise risk management processes can help organizations more strategically and thoroughly manage their risk. Nice website for enterprise risk management.

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How Risk Management Works

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