Do I Need Employment Liability Insurance?

When you are reviewing your business insurance needs, talk to your broker or agent about Employment Practices Liability Insurance (EPLI). This insurance covers a business against such lawsuits as wrongful termination, sexual harassment, and discrimination. It protects you — the employer — against claims made by employees, former employees, or business associates. Remember, general liability insurance packages will cover your basic insurance needs, but there may be dangerous gaps in the policy.