How Do I Insure My Small Business?

Experts estimate that 80 percent of small businesses have inadequate insurance. Almost every business needs a good insurance program to protect it against various perils and risks, and there are many different types of insurance that may be appropriate for your business. Whatever kind of insurance you sign up for, be sure to ask about the scope of the coverage, exclusions from coverage and the policy's deductible. Insurance is worth nothing if it doesn't cover what you need when you need it.